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USDA Financial Aids Low-Income Households with Home Purchase and Repair Assistance Program

Affordable Housing Assistance Available in Baxter for Rural Residents

USDA Rural Development Program Offers Affordable Housing Solutions in Baxter

In Baxter, the U.S. Department of Agriculture Rural Development is helping very low and low income individuals and families to buy or fix homes in rural areas. This program, called the Direct Home Loan program, offers financing to those who cannot get traditional loans. What is great is that there is no need for a down payment and the interest rate can be as low as 1%. But, to qualify, folks need to meet income and credit rules and show they can pay back the loan. This program is for places with around 35,000 people or fewer.

The loans go up to $40,000 at a super low 1% interest rate, and you have 20 years to pay it back. You can use the money to make your home better or fix important stuff. Also, if you are 62 or older, you might get a financial aids p to $10,000 to help fix things like a leaky roof or put in plumbing. This is to keep homes safe and healthy.

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Accessing Assistance: Reach Out to USDA Rural Development for Support in Baxter

If you are interested in getting help, you can talk to a USDA Rural Development Housing Specialist. These loans and grants are not just for homes. They also help with making communities better. For more details, check out If you have questions or need more info, you can visit the Baxter Rural Development Office on Clearwater Road or call 218-829-5965, ext. 4.

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