Inset: The bear suit that was allegedly used to commit insurance fraud (California Department of Insurance). Background: Screenshot from bear attack videos (California Department of Insurance).
Video released this week by California‘s Department of Insurance allegedly shows a group of Los Angeles residents committing fake bear attacks on their own luxury cars — including a Rolls-Royce Ghost and Mercedes-Benz “G-Wagon” — using a bear suit and meat shredders, according to officials.
“It was clearly a human in a bear suit,” the department said in a press release on Wednesday after handing down charges to Ruben Tamrazian, 26, Ararat Chirkinian, 39, Vahe Muradkhanyan, 32, and Alfiya Zuckerman, 39.
The group is accused of using a bear costume to fake at least three attacks on a 2010 Rolls-Royce Ghost, a 2015 Mercedes G63 AMG and a 2022 Mercedes E350. The original price tags for all three vehicles, combined, is over $350,000 — with a base sedan for the Ghost, alone, coming in at $245,000.
Four arrested after videos show fake bear attacks for insurance payouts.
Operation Bear Claw reveals suspects allegedly wore bear costume to commit insurance fraud. pic.twitter.com/9mzfvaq2B3
— CA Dept of Insurance (@CDInews) November 13, 2024
State investigators say an insurance company came forward earlier this year after receiving a report about one of the “bear” attacks, which seemed suspicious. The company had gotten a claim about an incident in Lake Arrowhead on Jan. 28, which left a Rolls-Royce — the Ghost — with interior damage, according to officials.
A surveillance video provided by the suspects showed what they claimed was a bear having its way with their vehicle, opening a front door and making its way to the back for some grub before exiting, the suspects told the insurance company. Photos released by CDI show damage and scratches to the car’s interior.
“Upon further scrutiny of the video, the investigation determined the bear was actually a person in a bear costume,” CDI officials said Wednesday. “Detectives found two additional insurance claims with two different insurance companies, for the suspects with the same date of loss and at the same location.” Additional video had also been submitted.
After launching an investigation, the department was able to piece everything together using some canny techniques of its own.
“To further ensure it was not actually a bear in the video, the Department had a biologist from the California Department of Fish and Wildlife review the three alleged bear videos and they also opined it was clearly a human in a bear suit,” CDI officials said. “After executing a search warrant, detectives found the bear costume in the suspects’ home.”
In total, the insurance companies involved were allegedly defrauded of $141,839, according to CDI. The department was assisted by Glendale Police and California Highway Patrol. San Bernardino County District Attorney’s Office is handling the case.
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