On July 4, 2024, banks and credit unions across the nation will be closed for Independence Day.
Independence Day Banking Hours
On July 4, 2024, banks and credit unions nationwide will be closed in observance of Independence Day following the tradition of closing on federal holidays. This means branches will not be open for usual in-person banking services. However, ATMs located outside branches will be available for basic transactions like withdrawals, deposits, and transfers. Some locations with banking kiosks will also offer bill payments.
Despite branch closures online banking services will operate as usual throughout Independence Day. Customers can use these services to check balances, transfer funds, make mobile deposits, and schedule bill payments. Transactions initiated online or at ATMs on the holiday may experience delays in processing typically starting to process on the next business day, July 5, 2024, according to the report of Saving Advice.
(photo: Loomis U.S.)
Branch Closures Across the Nation
While banks and credit unions can set their own holiday schedules, most align with federal holidays like Independence Day. This consistency allows customers to plan ahead and manage their banking needs accordingly. Understanding these holiday hours will help individuals navigate their financial activities during the national celebration of Independence Day.
Furthermore, as Americans prepare to commemorate Independence Day on July 4, 2024, it’s important to note that banks and credit unions nationwide will observe this federal holiday by closing their branches for the day. This closure means that traditional in-person banking services will not be available at branch locations.
