
She says there were no injuries at the scene of the accident.
Most people don’t like dealing with car insurance providers. This includes getting quotes, filing claims, etc. However, they are necessary as most states require coverage to protect in the case of car wrecks and other issues. Now, one woman is sharing her story of being an uninsured motorist and facing a lawsuit following an accident.
Car wrecks involving uninsured motorists are even more costly
Many people on social media know that Caleb Hammer has gained fame for having financial conversations with everyday people. He currently has over 1.8 million followers on TikTok. Recently, he shared a conversation with a woman who claims to have been involved in a car accident as an uninsured motorist. Now, she’s being sued for around $50k.
The uninsured motorist went on to say that everything seemed fine after the accident. However, she later received word that the person she hit planned to sue her for medical expenses. Of course, car insurance providers would typically cover this based on the driver’s policy. The woman also shared that they offered to allow her to enter into a payment plan. She feels like she’s being scammed as there were no injuries at the scene of the crash.
This is important because many people decide that being an uninsured motorist is better than paying for coverage. However, this decision can cost drivers in the long run. People can sue for vehicle damage, medical costs, or anything else related to the car accident. Of course, not having car insurance can have other consequences. Your driver’s license could be suspended, there might be fees, and getting insurance later can be more expensive. Car insurance providers aren’t cheap, but having coverage is better than not. Luckily, there are many options.
Check out this recent article on the worst car insurance companies for more reading.