On Nov. 1, you might alter or enroll in a new Affordable Care Act Marketplace health insurance plan. Remember two more dates: Registration ends on January 15, 2024, but make sure to sign up by December 15 for January 1 coverage.
A health insurance plan is designed to provide comprehensive coverage and peace of mind for you and your family. With a wide network of healthcare providers, affordable premiums, and a range of benefits, we are committed to ensuring that you receive the care you need when you need it. (Source: Seacoastonline)
Sign Up for the ACA Health Insurance Plan Now!
The pandemic-era modifications that increased premium aid eligibility last until 2025. According to the Centers for Medicare and Medicaid Services, the additional features will allow 4 in 5 Marketplace users to find health care for $10 or less per month. The Affordable Care Act health insurance has bronze, silver, gold, and platinum health insurance. All plans must cover emergency services, hospitalization, maternity, infant, and pediatric care, mental health and addiction, and prescription drugs.
Smaller premiums mean higher copays, out-of-pocket payments, and fewer provider options. The ACA health insurance silver plan, the “benchmark” or middle-of-the-road plan, pays 70% of medical expenses vs 90% in the platinum plan. New this year, if you have a plan but would benefit more from the ACA health insurance silver plan, you may be automatically re-enrolled if it offers additional coverage for the same or less cost. Citizens, nationals, and lawful residents of the US are eligible for any plan. Medicare recipients and prisoners are ineligible. Medicaid and CHIP recipients can have a plan without government funding. Anyone can enroll at healthcare.gov.
Several free services can help you understand and evaluate strategies. First Choice Services and Health Market Connect offer multilingual free help. State benefits aid portal nheasy.nh.gov and the New Hampshire Insurance Department are other options. The Foundation for Healthy Communities provides free help.
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